What should I include as assets?

Include cash and savings accounts, checking accounts, investment portfolios, retirement accounts (401k, IRA), real estate value, vehicle value, business equity, and any other items of significant value you own.

What counts as a liability?

Liabilities include your mortgage balance, car loans, student loans, credit card balances, personal loans, medical debt, and any other money you owe.

How is net worth calculated?

Net worth = Total Assets − Total Liabilities. A positive number means you own more than you owe; a negative number means you owe more than you own, which is common early in a financial journey.

Are my data saved anywhere?

All data is stored locally in your browser using localStorage. Nothing is sent to any server, so your financial information stays completely private.

How do I track my net worth over time?

Click 'Save Snapshot' to record your current net worth with today's date. Multiple snapshots appear as a trend line chart so you can see your financial progress over months or years.

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Net Worth Calculator

Track assets, liabilities, and visualize your personal net worth

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关于此工具

Calculate your personal net worth by entering assets (cash, investments, real estate, vehicles, and more) and liabilities (mortgage, student loans, credit cards, etc.). Get instant totals for assets, liabilities, and net worth. An SVG pie chart shows your asset allocation, and you can save historical snapshots to track your net worth trend over time.

使用方法

1 Add your assets: click 'Add Asset', enter a name (e.g. Savings Account) and value.
2 Add your liabilities: click 'Add Liability', enter a name and amount owed.
3 View your total assets, total liabilities, and net worth at the top.
4 Check the pie chart to see your asset allocation breakdown.
5 Click 'Save Snapshot' to record today's net worth for trend tracking.
6 Return periodically to update values and add new snapshots.

关于此工具

使用方法

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