Mortgage Amortization Table

이 도구에 대해

Enter your loan amount, interest rate, loan term, and start date to generate a complete payment-by-payment amortization schedule. Each row shows the payment number, payment date, principal paid, interest paid, total payment, and remaining balance. The summary section displays total interest paid over the life of the loan, total amount paid, and the projected payoff date. Two SVG charts visualise the data: a remaining-balance curve showing equity growth over time, and a stacked principal-vs-interest bar chart revealing how the payment split shifts as the loan matures. Export the full table as a CSV for use in a spreadsheet.

사용 방법

1. 1 Enter the loan amount (principal).
2. 2 Enter the annual interest rate as a percentage (e.g. 6.5).
3. 3 Set the loan term in years.
4. 4 Choose the loan start date — this determines payment dates in the schedule.
5. 5 Click 'Generate Schedule' to build the full amortization table.
6. 6 Review the summary for total interest, total paid, and payoff date.
7. 7 Scroll through the payment table or click 'Export CSV' to download it.

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